Solutions for Risk Exposure®


Help Preparing, Filing and the Settlement of
A Final BP Claim
After the BP Oil Spill

Final claim payments

Filing and settling BP final claims with the GCCF is one possible step over the next 3 years. Others include submitting one or more interim claims, a claim filed with the Coast Guard under the OPA, or litigation filed in appropriate courts.

For assistance filing interim or final claims, and reviewing all options including the new quick claim final payment,
after a business income loss from the BP oil spill,
Contact John Ruskin at the address or phone number, below.

John Ruskin is a Louisiana attorney and a licensed adjuster in multiple states
with a background in business claims.
Additional background on John Ruskin is available here.

There is no fee for an initial consultation.

After November 23rd, 2010, individuals and businesses seeking to settle their claims against BP and others may file a BP final claim for damages with the Gulf Coast Claims Facility ["GCCF"], established after the BP Oil Spill. BP Interim claims may also be filed, in additional to final claims.

The procedural and other guidelines for filing a final claim for BP, and other information, may be found on the GCCF website.

Filing a Final Claim for BP damages with the GCCF

Filing final BP claims with the GCCF should be undertaken with a review of your operations by an experienced, competent insurance loss professional. Cyclical incomes and costs, over weekly or monthly periods, impact the projections of sales but-for the BP oil spill, and income losses due to the BP spill.

The GCCF will accept a final claim to cover damages arising from the BP oil spill, filed up until August 23, 2013. Final claims submitted to BP cover claims for future and past damages, and require a full release, before the BP final payment arrives. There are two methods for payment by the GCCF. At the minimum, before settling, legal advice regarding this release is strongly suggested.

Prior Payments

Any prior payments (from emergency or interim claims), or proceeds from other insurance would be deducted from the settlement amount.

Another BP Final Claim Alternative -- The "Quick Claim Final Payment"

For those who filed for and received emergency payments from BP and/or the Gulf Coast Claims Facility ["GCCF"], there is a new method for a final claim payment. This "Quick Claim Final Payment" is available to businesses and to individuals, at $25,000 and $5,000, respectively. Though a final settlement requiring a release, no additional documentation is required from the claimant; more information on the quick claim final payment is available. Advice from a competent insurance loss professional, and legal counsel, is strongly suggested before accepting this offer.

Businesses impacted by the BP oil spill
Benefit by considering final and interim claim submissions

Businesses located on the Gulf, including motels and hotels, or businesses depending on Gulf fishery resources, such as restaurants or seafood wholesalers, have an obvious connection to the BP Oil Spill. These businesses should certainly consider reviewing their damages and filing interim or final claims. Businesses removed from the Gulf Coast, but dependent on Gulf tourism or seafood should also consider claims.

What to do now -- How to file a BP final claim

As with any fire, flood or other loss event, "how to" is founded on preparation and the advice you get. Here are some initial steps:

For consultation on BP claims, or for more information on how to prepare for an insurance claim, or assistance in the adjustment of insurance claims, please contact John Ruskin at the address or phone number, below.

Background on John Ruskin is available here.
How to contact Ruskin & Associates

     JohnRuskin (at) ComplianceOfficer (dot) Com

     phone number

Postal Mailing Address:

     phone number

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